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Guaranteed Rate, Inc. America's Fastest Growing Mortgage Company!

We are Mortgage Professionals/Loan Officers/Educators (direct lender/mortgage broker) committed to helping home buyers & homeowners compare loan options, understand the approval process, and qualify for affordable home mortgage loans.

We have first time home buyer programs, Jumbo Loan Programs, FHA, VA, HomePath, HARP and Conventional loan programs and Commercial Financing.


•    Helping people purchase a home after foreclosure, short sale, and bankruptcy.
•    No and low cost refinances
•    Home loan pre approvals and education for FHA VA and Conventional Financing
•    FHA 203K Rehabilitation Loans
•    Commercial financing for mixed use, multifamily and other property types
•    Helping real estate agents market online

Our Mission…
We will provide competitive home financing to clients who have been properly informed of their options. They will have a broad range of loan products from which to choose. Each client is unique, and will be recognized as such. With sound advice they will obtain the very best loan for their unique situation.

Industry standards will not be our benchmark of service; rather, we shall embark daily in pursuit of pure excellence. We will improve by recognizing our shortfalls and will take careful notice when checked by lessons of failure.

Our success will be measured one perfectly unique referral at a time.
Serving Alameda, Oakland, Berkeley, Piedmont, Kensington, Walnut Creek, Pleasanton, San Leandro, Emeryville, San Francisco, and all of California.

NMLS#2611/NMLS#242952. Equal Housing Lender. Licensed by the Department of Business Oversight under the CRMLA.


Find the perfect loan to fit your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.